Free London Mortgage Advice Tailored to You
Welcome to Home Guru, your trusted and free London mortgage broker. We specialise in providing expert, unbiased mortgage advice to help you secure the best deal.
Why Choose Home Guru?
✅ Free Advice: Honest, impartial guidance tailored to your needs.
✅ Whole Market Access: Find the best mortgage deal from over 100 lenders.
✅ Local Expertise: Serving London’s diverse homebuyers with in-depth market knowledge.
✅ Comprehensive Guidance: From AIP to completion, we manage every step of the process.
Ready to speak to a Free London Mortgage Broker?
Get Free expert Mortgage advice from a mortgage broker in London you can trust!
Looking for alternatives?
- 95% Mortgage Deals
- First Time Buyer Mortgages
- Buy To Let Mortgages
Explore Our Services
Discover tailored mortgage solutions designed to meet your unique needs, whether you're buying your first home, investing in property, or remortgaging for a better deal.
A Mortgage in Principle (AIP) provides an estimate of how much you can borrow before making an offer on a property. If you’re buying a home in London, securing an AIP can improve your chances of being taken seriously by sellers and estate agents.
Our team of mortgage brokers love helping first time buyers find the right mortgage – Find out more about our rates, deals and offers here to get you the best mortgage for your first home.
A 95% mortgage allows you to borrow up to 95% of the value of the property you want to buy. Find out more about our rates, deals and offers here to get you the best mortgage for you.
Looking to get a new build mortgage? Find out how on how our expert mortgage brokers can help you secure the best rates, deals and offers here to get you the best mortgage for you.
Whether you’re moving home or Step onto the property ladder with a Shared Ownership Mortgage. Buy a share of your new home with a smaller deposit and pay rent on the rest.a new property, we offer have access to the best remortgage deals. See if you could get a lower interest rate
Finding a Self-Employed Mortgage London can be overwhelming, but Home Guru makes the process simple. Whether you’re a freelancer, contractor, sole trader, or Ltd company director, we help self-employed professionals secure the best mortgage deals in London.
Many mortgage lenders offer solutions for fixed-term contractors, but proving income stability is key. At Home Guru, we specialize in helping contractors secure competitive mortgage deals based on your earnings. Whether you work in IT, construction, healthcare, or finance, our expert brokers can find a lender that recognizes your contract income.
Finding a CIS contractor mortgage in London can be challenging, but Home Guru makes it simple. If you work under the Construction Industry Scheme (CIS), we help you secure a mortgage based on your gross income rather than net income, improving affordability.
At Home Guru, we understand that NHS workers play a crucial role in our society. That’s why we help doctors, nurses, paramedics, and other NHS staff secure specialist NHS mortgage deals in London. Whether you’re a first-time buyer, looking to remortgage, or investing in a second home, we connect you with the best lenders who offer favourable rates and flexible eligibility criteria for NHS employees.
Looking to purchase a property under the Right to Buy Scheme? You may need the help of an expert mortgage broker in London. Find out more about our rates, deals and offers here to get you the best mortgage for you.
A Let to Buy mortgage allows homeowners to convert their existing home into a rental property while securing a mortgage for a new residence. This is ideal for those who want to move but retain their current home as an investment in the London property market.
Our buy-to-let mortgage brokers could help you make a success of your investment, whether you’re a first-time buyer or building up your property investment portfolio.
Whether you’re moving home or buying a new property, we offer have access to the best remortgage deals. See if you could get a lower interest rate
we provide bridging loans in London to help buyers secure short-term finance for property purchases, renovations, or investment opportunities. Whether you’re a homeowner, investor, or developer, our experts can source the best bridging loan rates to meet your needs.
we believe in protecting what matters most—your family, your finances, and your peace of mind. Our Life Insurance and Critical Illness Cover policies, sourced from the UK’s leading providers, are tailored to meet your unique needs.
Buying or selling a property? Our expert conveyancing solicitors in London ensure a smooth, hassle-free process.
We Work With over 100 mortgage lenders
From fixed and variable-rate mortgages to remortgages, repayment, and interest-only options, with access to over 100 trusted lenders including Barclays, Halifax, Santander, Nationwide, Natwest, HSBC, and more. Discover the right mortgage for you with Home Guru, where your mortgage journey begins with a friendly, welcoming touch!What sets us apart from other mortgage brokers is our commitment to providing our customers with a fee-free service. Reach out to us to get free London Mortgage Broker information.
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Contact Us Today for Free Advice in London!
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Trusted by Homebuyers Across London
Frequently Asked Questions (FAQs)
What does a mortgage broker do, and how can Home Guru help me?
Is using a mortgage broker free with Home Guru?
Can you help first-time buyers in London?
What documents do I need to apply for a mortgage?
Can you help with remortgaging in London?
How can I calculate my stamp duty?
How long does it take to get a mortgage approved?
What is a Agreement in Principle in London?
A agreement in principle in London (also known as an decision in principle) is a conditional offer from a lender stating how much they are willing to lend you based on your financial circumstances. While it is not a guarantee of a mortgage, it shows sellers in London that you are a serious buyer with potential financing.
How Long Does the Mortgage Application Process Take in London?
The mortgage application process in London can take about a week, depending on the complexity of your situation and the lender’s requirements. It involves submitting documentation, undergoing a credit check, and waiting for the lender’s approval.
Do you work with buy-to-let investors in London?
Yes, we offer tailored mortgage solutions for buy-to-let investors in hotspots like Peckham (SE15) and Leyton (E10). Whether you’re a first-time landlord or expanding your portfolio, we’ll help you find the best financing options.
Why choose Home Guru over other mortgage brokers in London?
What Areas in London Do You Serve
We provide mortgage advice to first time buyers across all London postcodes, including Acton, Canary Wharf, Chelsea, Richmond, and more. Whether you’re looking to buy in North, South, East, or West London, Home Guru has local expertise to help you find the best mortgage deal. we proudly extend our expert mortgage assistance and advice across London including the following areas:
Acton W3
Barking & Dagenham IG11
Barnet EN4 & EN5
Battersea SW8 & SW11
Bayswater W2
Bexley DA5
Bexleyheath DA7
Brent Cross & Hendon NW4
Broxbourne EN10
Camden NW1
Canary Wharf E14
Canning Town E16
Chelsea SW3 & SW10
Chigwell & Hainault IG6 & IG7
Chiswick W4
Clapham SW4
Clayhall IG5
Colindale & Kingsbury NW9
Cricklewood, Dollis Hill, Childs Hill, Willesdan & Neasden NW2
Croydon CR0
Dagenham RM8, RM9, RM10
Ealing Broadway W5
Edmonton Green N9
Edmonton N9
EN6 Potters Bar
Enfield EN1, EN2 & EN3
Fulham SW6
Grays RM16, RM17 & RM20
Greenwich SE10
Hackney E8
Hampstead & Swiss Cottage NW3
Harlesden, Kensal Green & Wilesden NW9
Hayes UB3,
Herne Hill SE24
Hertford SG14
Hoddesdon EN11
Holland Park W11
Holloway N7
Hornchurch RM11 & RM12
Hornsey N8
Islington N1
Kensignton W8, W11, W14, SW5 & SW10
KIlburn, Queens Park & West Hampstead NW6
Lambeth & Southwarl SW2
Loughton IG10
Muswell Hill N10
Notting Hill W11
Peckham SE15
Purfleet RM19
Rainham RM13
Richmond TW9, TW10, TW11
Romford RM1, RM2, RM3, RM4, RM5, RM6, RM7
South Ockendon RM15
SouthGate N14
St Albans Al1
Stevenage SG1 & SG2
Stratford E15
Thamesmead SE28
Tilbury RM18
Tooting Broadway SW17
Upminster RM14
Waltham Abbey EN8 & EN9
Waltham Cross EN7 & EN8
Walthamstow E17
Wandsworth SW18
Wimbledon SW19
Woodford Green IG8
Leyton E10
What Fees Are Involved in Getting a Mortgage in London?
Common fees associated with obtaining a mortgage in London include arrangement fees, valuation fees, and legal fees. Some mortgages also have early repayment charges or exit fees. It’s important to understand all costs upfront to avoid any surprises when buying in London.
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